A LITTLE ENVELOPE. A BIG BEGINNING.
A red packet
of capital for women
building something real.
We are not a VC
Inspired by the red envelopes tucked into hands at Lunar New Year — small in size, weighty in meaning. We slip €3,500 to €15,000 into the pockets of female founders with an MVP and real traction. Enough to fund the next batch, the next hire, the next market — a modest sum, sent with real conviction. No equity. No dilution. Ever.
- €3.5–15k
- loan range
- 0%
- equity taken
- 3
- continents covered
- ∞
- founders backed
WHO WE ARE
Small, but
essential.
In 2025, female-founded companies received less than 2% of global venture capital. The gap isn't ambition: it's access, and its price is usually ownership.
Each square is 1% of global venture capital. Two went to women.
How it works
A loan, not a term sheet.
We're built for the in-between: too much to self-fund, too small for a VC. The essential amount that turns a working concept into a scalable business.
- 01
Application
Founders are sourced and shortlisted through our partner organizations our directly through our application.
- 02
Financial & founder verification
We verify the entity, the founder, and the numbers. Light-touch diligence, designed for early-stage realities — not a Series A audit.
- 03
Selection & terms discussion
If there's a fit, we talk terms. You choose the payback track that matches your cash cycle and growth plan.
- 04
Funding & launch support
Funds wired in days, plus warm intros into our network of operators, manufacturers, and buyers across the EU, China, and US.
- 05
Payback & growth
Repay on the track you chose. No equity, no board seats — just a clean exit so you can keep building.
Where it fits
Three ways to fund the next chapter.
Everything on one screen, so you can decide in thirty seconds whether we're the right shape for you.
| Red Pakket | Equity VC | Bank term loan | |
|---|---|---|---|
| Typical cheque | €3,500 – €15,000 | €250k – €2m | €25,000+ |
| What you give up | Nothing but the repayment | Ownership, control, a slice of every future round | Collateral, often a personal guarantee |
| Board seat | Never | Usually | No |
| Time to decision | Days | Months, plus a fundraise you run yourself | Weeks, plus paperwork |
| Repayment | Equal monthly instalments over 6–15 months | None — you owe returns, not payments | Fixed schedule, rarely flexible |
| What they ask for | An MVP and real traction | A story that ends in a €1bn outcome | Two years of filed accounts |
| Best when | You know exactly what the next €10k unlocks | You're building for scale and happy to share it | You have assets and time |
Figures for VC and bank lending are typical market ranges, shown for orientation only.
Loan calculator
What would your repayments look like?
Move the sliders to see how a small, non-dilutive loan breaks down into monthly payments. No equity, just a clean repayment plan.
how EMI loans work€6,000
14%
12 months
Monthly payment
€539
Total interest
€465
Total repayment
€6,465
Estimate only. Final rates and terms depend on your application and region.
Who we fund
We fund the essential amount for female founders to scale.
A great fit
- You're a female founder (or have a female on the leadership team).
- You have an MVP — something real people can use or buy.
- You have traction: revenue, users, pre-orders, or a waitlist that converts.
- The capital unlocks a clear next step: a batch, a launch, a hire.
- You have a registered company.
Not yet
- Pre-idea or pre-MVP concepts.
- Pure R&D with no path to revenue in 12 months.
- Founders looking to give up equity for a small check.
Not quite ready? Stay close.
Our monthly newsletter is built for female founders (and the people backing them) — sharp ideas, open roles, and capital updates.
Join the newsletterOur goal
Funding female founders, at scale.
We're building toward a clear target — measured in the number of women we put capital behind.
50
Startups funded by end of 2026
250
Startups funded by end of 2027
The Red Pakket app
Carry the fund in your pocket.
The Red Pakket app is the fastest way to apply for a loan, track your repayments, message your operator, and stay in the loop on new cohorts — all from your phone.
- Apply and get a personal reply, without much delay.
- Track your loan, EMIs and payback progress in real time.
- Direct line to mentors and the founder community.
Coming soon to the App Store and Google Play.
Good morning
Red Pakket
58%
repaid
Outstanding balance
€2,602
FAQ
Questions, answered.
The honest details on equity, risk, eligibility, and what shortlisting really means.
Do you take equity in my company?
No. We offer loans only. You keep 100% ownership of your business. There is no equity dilution at any stage.
What happens if I can't pay back the loan?
We apply standard EU financial loaning policies. We understand the unfavourable circumstances that might arise, in which case we invite you to communicate with us. We will work with you to create a payment plan that will work with you.
What stage does my business need to be in to apply?
You should have a proof of concept and have tested initial sales or an MVP. We help you create your first batch of inventory — we don't fund raw ideas without validation.
Can I apply if my company is based outside the EU?
We currently only give loans to BVs (limited companies) operating within EU regulatory frameworks. If you're based elsewhere (e.g., Hong Kong, China, or the US), we are actively researching compliance — check back or contact us for updates.
Have a quick question? We'll get back to you.
Next cohort open
Tell us about your company.
No buzzwords needed. Takes less than 5min — we reply without much delay.
Not at this stage yet? Join our monthly newsletter for female founders and the people who back them.